In case you’re wondering, if you live in my metropolitan area and have an ACL repair surgery that turns into full reconstruction it will cost:
Anesthesia will be billed separately, and be prepared to pay for six to eight months of physical therapy twice a week. You may also have to pay for one or two leg braces, not to mention that MRI that diagnosed your torn ACL in the first place. Some of your post-op visits with your doctor will be free, but only for a short grace period. You’ll go right back to specialist co-pays once the “post-op” period runs out.
Oh, and the giant bill was just for the “hospital encounter.” You may also have charges to the orthopedic clinic for your operating physician and an assistant for the same day as your surgery…same people, same patient, same procedure, but whatever, still separate charges.
If you went to an emergency center or hospital emergency room immediately after your injury, be prepared for a bill for that too.
The human body is a wonderful thing, but upkeep can be quite expensive.
Continue reading “The Road to Hell Is Paved With Health Insurance Claims”